Self Certification Loans

A Self Certification Loan is the best option if you are self employed and cannot provide three years proof of income. With this type of loan you will be asked to declare your income but the lender will not ask to see your accounts as proof. You may be asked for an accountant’s certificate saying that your income is an acceptable amount in respect of the loan. Loan providers will sometimes ask for a couple of bank statements which cover a period of time this so that they can see the gross income. Any way that you can prove that you are of less risk to a lender would help you obtain a self certified loan. If you have a mortgage or you have a landlord then these can be used as proof of your punctual payments. A lot of self certification loans will come with a higher interest rate.

Don't let the fact that your are self employed or unable to declare your income prevent you from applying for a loan. Self Certifcation Loans can be used for any purpose like: debt consolidation, buying a new car, home improvements, a wedding, any thing you like.

At PeopleFinance.co.uk we can help you find a Self Certfication Loan because an independent financial processor will aim to get you the best deal to match your own personal credit circumstances.

Enquire Online for a FREE Quote - UK Self Certification LOAN ENQUIRY FORM

Related glossary terms to Self Certifcation Loans:
Adverse Credit | Credit Checks | Debt Consolidation | Unsecured Loans | Secured Loans | Personal Loans | Homeowner | CCJ's | Defaults | Arrears | Bad Credit

Related Self Certification Loan Products:
Self Cert Loan | Self Certification Loan | Self Cert Unsecured Loan | Self Certification Unsecured Loan